bankruptcy lawyers san diego

How to Get Rid of Debt

In these days, it’s hard, nearly impossible in fact, to avoid going into debt. Debt is not always a bad thing, but it can become bad very quickly if you do not make the payments you’re supposed to.

Once you start putting things on credit, it can be easy to lose track of what you owe and end up owing way more each month than you can afford. This is the situation that I found myself in a few years ago, but thankfully I have found my way out, and now in here to help you find your way out too.

Stop Using Credit

Not forever, but at least until you get your debt paid off, don’t buy anything new with credit. This will only add to what you owe and you’ll end up in a deeper hole. Instead, only buy things with money that you have, either using debit or cash. I personally don’t like carrying cash on me, but some people prefer it because it is easy to keep track of how much money you have left. Whereas, depending on your bank, if you spend too much and overdraft your account you can end up paying lots of fees.

Prioritize Your Payments

While it is important that you pay off all of your debt, some months you may have to pick and choose what you are going to pay. I recommend paying off all of your debts with high interest rates. As you know, interest adds up quick, so paying off debts with high interest will keep you from spending more in the long run, so pay these off as soon as you can. If you already have good credit, you may be able to ask your bank to lower your interest rates, but if you’ve been in debt for a while this probably isn’t an option.

Consider Other Income Sources

If your debt isn’t too huge, getting a side job and paying more than the minimum payment will get you out of debt even faster. This isn’t always an option for people, but if you can juggle a part time job, it is worth considering. In my case, I already had 2 jobs and a baby at home and it was totally infeasible to pick up a third job, which brings me to my next point.

Consider Filing for Bankruptcy

No one wants to do it, but sometimes it is a necessary pain. If you are buried under a mountain of debt, can’t make your monthly payments, and have no way of getting out of debt, bankruptcy is something for you to consider. Depending on what kind of bankruptcy you file for, you may be cleared of your debt immediately, or you may be put on a payment plan to repay some of it. It would be nice if you could just wipe your debt away, but setting up a payment plan is actually a better option because you will not have to sell your property. To find out which bankruptcy you qualify for, set up a free, no-obligation consultation today with BLC Law Center, which has the top bankruptcy lawyers San Diego has.

BLC is who I went through for my bankruptcy and they were an enormous help. They were able to take the immense financial burden off my shoulders and seemed genuinely happy to do so. They have filed thousands of bankruptcies and are some of the most professional people I have ever worked with. They come highly recommended and rightfully so. For more info, visit https://www.blclawcenter.com

best espresso machine

Krups 867 Espresso and Coffee Machine Review

The Krups 867 is a coffee and espresso machine. Equipped with separate water tanks, it can brew espresso and coffee at the same time. You can find the Krups 867 for an average price of $170. Let’s take a look at some of the features offered by this espresso and coffee machine.

The Krups 867 features a 10-cup glass carafe to hold brewed coffee. The carafe is equipped with a large handle to make for easy pouring. Also, the filter on the Krups 867 swings out for added convenience. The machine will automatically stop dripping if you remove the carafe. This gives you up to 20 seconds to pour a cup of coffee while the machine is still brewing.

The Krups 867 can also brew espresso. The included carafe can hold up to four cups of espresso at a time. The bottom of the espresso part of the machine also features a removable drip tray. This side of the machine is also equipped with a steam nozzle and a froth attachment. This allows you to make drinks such as latte and cappuccino.

The dial on the espresso side of the Krups 867 gives you three options. These options include off, steam, and espresso. After filling the tank with water and closing the lid, you simply have to turn the dial to espresso to have it start brewing. When the dial on the Krups 867 is set to steam, you can use the froth attachment to steam a cup of milk.

You will also like the fact that the Krups 867 coffee and espresso machine is also equipped with a programmable timer. This timer only works for brewing a pot of coffee, so you can’t use it to make espresso. There are buttons on the side of the Krups 867 that allow you to set the timer easily. The unit will also shut off automatically so you don’t have to worry about leaving it on accidentally overnight.

One issue you may have with the Krups 867 is that it takes up a lot of counter space. The unit measures 12 inches wide, 12 inches tall, and 16 inches deep. If space isn’t much of a concern for you, then you will enjoy this machine.

Final Verdict

According to Melissa Faulk from Heavy Mornings, “The Krups 867 is not good enough to make our list of the best espresso machine on the market but it is certainly a good option if none of those we provided to you make sense”. For only $170, you can brew your own coffee and espresso right at home. You can even use the froth attachment to steam milk and make other drinks such as cappuccino and latte.

how to grow a better beard

Step By Step Guide on How to Grow A Better Beard

Men have been projected with those thick fiery beards since the times we have known of human existence. While, beards are known to be identity for manliness and masculinity, today they are more of fashion statement than just being a natural asset.

Undoubtedly, there can be hundreds of guides on how to grow a better beard, but the ultimate key lies in having patience and letting the nature takes its own course of growth. We break down some simple steps that can help you on growing breads faster!

Diet Regulation

While you might be concentrating too much on your hair growth, little do you know it has a direct relation with your overall fitness and health! Hence, it is important to concentrate on your diet to promote faster facial hair growth. Incorporate more of proteins in your diet including egg, fish, and legumes.

Keep your stress levels managed as that could lead to hair loss making the task a lot more difficult for you! Also practice your workouts in routine without compromising with your essential 8 hours of night sleep.

Personal Hygiene and Process

During the initial four weeks, be patient and let your hair grow. Be very particular with hygiene. There will be sudden urges to scratch which you will have to resist. If you’re able to resist the itch, you’ll be able to grow a better beard in the long-term.

  • Use a good quality exfoliating scrub to remove dirt and dead cells from the face. Also invest in good quality oil and use it weekly on you facial hair to boost growth.
  • During the first month of growing your beard, you will have to patient as the growth would be uneven and will make you feel like trimming it. This is where you will need to control.
  • Avoid any cutting, trimming or shaping for first four weeks no matter how undulating the growth appears.

Ultimately, your genetics would decide how even the growth appears. If you find unfilled spots here and there do not feel disappointed. Instead of comparisons, determine what works for you and follow steps accordingly. Remember, self-confidence is the key and that can only come when you are in acceptance with the way you have been made.

Most Comfortable Basketball Shoes For Outdoor

Most Comfortable Basketball Shoes For Outdoor

While planning to build career in basketball, right basketball shoes are something must to have. Why shoes are important because basketball is a game, which renders tremendous pressure on ankle and below ankle area so if right shoes are not chosen pain may develop across the ankle and even the knee area. The pain may go up and affect the spinal cord. Therefore, when right shoes are not worn, you are actually putting yourself at risk and may receive injury at any moment. Usually there are two main types of injures one may get while playing basketball. Among two types of injuries, one is the chronic injury which develops over the long course of time, then one more type of injury is acute injury, now acute injury is something that may develop due to running across the court. While jumping severely up and down acute injuries as well as chronic injuries may occur. While landing up in wrong way injuries may occur as well. Ankle may twist or knee becomes hurt.

Preventing injury

  • However there are ways to prevent injury, however the easiest way is selecting the suitable basketball shoes.
  • Basketball shoes are something helps in preventing ankle from twisting.
  • The most comfortable basketball shoes for outdoor offer sufficient cushioning to balance the shock and stress, so knees and back remains safe and protected.
  • The shoes should properly fit the feet providing utmost support to legs.
  • Certainly the shoes which fit improperly hardly offer the much-needed support in games.

Buying the Most Durable Basketball Shoes For Outdoor

  • While talking about the most durable basketball shoes for outdoor, high top shoe, which goes up the ankle offering extra stabilization, is deemed best in industry.
  • The shoes should be used until the soul turns smoother and the risk of injuring which occurs due to the lack of sufficient traction, reduces hugely.
  • The shoes should always be changed especially when the upper portion begins to tear down.
  • For the avid basketball players the shoes are likely to wear faster, hence you may have to change shoes every two or three months.

Buying Shoes

  • Right before buying the shoes its better to give it a test, of course to determine right fitting and comfort.
  • You may get tired visiting stores and running here and there, but it’s just a small price to pay for playing your dream game in comfortable manner.
  • When its about your knee and ankle you should not be sacrificing the health of it.

 

best gaming desk

Top 5 Best Gaming Desks

We know that’s not going to happen, as you all are keen on destroying the evil forces. Well, we will let you to it, but hospitality is our priority. Without a proper gaming desk, you won’t be able to concentrate on the game, which you are so much into. For computer gaming desks, “space” is the main factor, to keep the clutter down and focus on the game. So, we brought to you a list of best gaming desks, but before that, we would like you to be aware of certain things, before you consider to buy a gaming desk.

  • The design, larger gaming desks with cable management systems are helpful if your monitors include wired peripherals and power cords.
  • The material used in the construction of the desks such as wood, steel and glass, moreover reflects on the price and the safety of the product.

Best Gaming Desks:

EVODESK:

“It was not just a game, why settle for just a desk?”. Evodesk delivers a superior ergonomic performance and monitor arms for the ultimate positioning with,

  • Exceptional Mouse precision
  • Adjustable and highly expandable desk with future-proof frame
  • Cable Management Tray System
  • Over 8,000 unique Evodesk combinations

Atlantic Gaming Desk:

This gaming desk comes with a compact design, which also packs a lot of functionality into this. The features include,

  • Non-marring feet, steel-rod construction
  • Dual speaker setup
  • Game Shelve with drink holder
  • Cable management with an Accessory Tray
  • Rack area to fit a power strip and to organize your cords

Bestar Hampton gaming desk:

The Bestar Hampton Gaming Workstation offers a wide working space with a keyboard sliding shelf and monitor shelf for better efficiency.

  • Keyboard shelf with Ball bearings for smoother and noise free sliding.
  • Open and close storage.
  • 25mm work surface features and 0.25mm shock resistant PVC edge.

Homcom 69”:

HomCom 69” is a modern L- shaped gaming station provides a smoked glass desktop, supported by the steel frame. The desk is lightweight, strong, well balanced and lasting.

  • Elegant mobile tower rack
  • Steel frame symmetrical desks.
  • Powder coated with black MDF panels.

Origami Rde-01:

Origami RDE-01 comes with compact design with a lightweight structure. Do not get fooled by the simple structure as it can support as much as 250 pounds.

  • Folds flat for easy storage.
  • Two-piece folding mechanism with dual locks
  • Removable tabletop and offers 7sq feet of surface area

Now that you have chosen your favorite gaming desk, let the fun begin!

best vacuum cleaner for tile floors

Dirt Devil 0216SPC Kurv Cordless Handheld Vacuum Cleaner Review

In a glance the Dirt Devil 0216SPC Kurv cordless handheld vacuum cleaner does look interesting. But looks alone won’t cut it if this vacuum can’t do what a vacuum cleaner for tile floors should do. So if you’re interested in buying this handheld vac you better read the following good and bad points so you will know just how good (or bad) it is for tile floors.

Pros

The mains selling point of this vacuum for tile floors is the design. You have to admit that the design is very intriguing. When standing on the charging base this vacuum looks a lot like a lava lamp. You can even use it as a home decor.

The vacuum itself is very light. It only weighs two pounds so even your kids can use it without breaking a sweat.

This pretty machine has adequate suction power for sucking up dust bunnies, dirt and dry spills. It can also clean corners and between the couch easily. After a full recharge the battery holds long enough for you to do some light cleaning. It is pretty quiet too.

When it is time to empty the dirt cup you can do it with ease. All you need to do is twist the vacuum and dump the content into the sink.

The Dirt Devil is known to be the best vacuum cleaner for tile floors under $100

Cons

Even though the design is pretty it doesn’t feel right in your hand. It tends to slip and the smooth finish makes it even worse.

When you want to clean a hairball or dust on the floor you can see that the exhaust and the suction head are competing against each other. The exhaust blows away the stuff you want to suck in. The nozzle is very narrow too so a single pass will never be enough. You need to go over the same spot over and over again to get the job done.

The dirt cup is small so you have to empty it often. You also have to clean the filter after every use and since Dirt Devil doesn’t include a replacement in the package the filter in the machine is all you got.

And finally, you have to be sure to charge this unit 24 hours before the first use. Any less than that and the battery will hold no longer than 2 minutes of charge.

Conclusion

If you want a stylish yet functional home decor this handheld vacuum would be ideal. However, for day-to-day spot cleaning you will be better off buying a more powerful handheld vacuum. There are some decent cordless handheld vacs in the $40-$50 range.